Zircuit Finance Unveils Onchain Yield Platform with 8-11% APR
George Town, Cayman Islands, February 17th, 2026, Chainwire
Zircuit, a security-first digital asset company backed by YZiLabs, Dragonfly, and Pantera, has announced the launch of Zircuit Finance. This new platform was created by a team from Quantstamp. Zircuit Finance is built to be safe and strong. It offers institutional-grade strategies and a stablecoin vault. This vault is designed to earn yield on USDC and USDT, with a target range of 8–11% APR, depending on market conditions and changes.
In the past, only large investors could use professional asset managers and special investment strategies. These options often needed high minimum investments and long lockup times. Zircuit Finance removes these limits. It gives users a simple, cross-chain interface. With this, users can access institutional-grade yield strategies in one place. They can deposit and withdraw funds across different chains and spread their investments for better balance.
“The future of DeFi isn’t about chasing the highest yields, it's about building the most secure foundation for capital to grow,” said Dr. Martin Derka, Co-Founder of Zircuit. He explained that the Zircuit vault is part of a bigger change. This change focuses on creating a stable, clear, and trusted on-chain system. It allows users to move large amounts of capital safely and easily.
Zircuit Finance vaults use part of their funds with Monarq Asset Management. This company manages regulated institutional-grade strategies like arbitrage and delta-neutral trading. Monarq has experience managing the Monarq Digital Asset Opportunities Fund. Its team includes experts from Tower Research, LedgerPrime, BlockTower, UBS, and Bank of America.
Zircuit Finance also connects with Fidelity’s tokenized money market fund, Aave, and Morpho. This helps users spread their investments across both traditional and decentralized platforms.
To support this system, Zircuit Finance is also working with Forteus. Forteus is an FCA-regulated asset management division of the Numeus Group. It is based in Zug, Switzerland, with offices in London and New York. This partnership focuses on building digital asset portfolios that aim for balanced returns. It uses Forteus’ strategies and strong risk management systems for Ethereum and Bitcoin investments.
Zircuit Finance will also work with FalconX as its prime broker and infrastructure provider. FalconX helps with execution, custody, and risk management. It is a well-known digital asset brokerage trusted by large funds and asset managers. Its system helps move capital efficiently while following rules across different markets.
The core features of Zircuit Finance include:
- Targeting 8–11% APR on USDC and USDT, with multi-chain deposits and withdrawals. The vault keeps some funds ready for quick withdrawals, often within 24 hours for smaller amounts. The rest of the funds are used to generate yield. Larger withdrawals may take up to 14 days, as funds need time to be returned from active strategies.
- Cross-chain messaging powered by LayerZero technology. This system allows safe and easy access across different blockchains. Users can manage their funds and strategies from one simple interface.
“As liquidity flows into DeFi at scale, the platforms that will lead are those delivering both performance and safety,” said Shiliang Tang, Managing Partner of Monarq Asset Management. He said their work with Zircuit Finance supports the next stage of growth. It focuses on strong liquidity, careful risk control, and clear operations.
Zircuit Finance is built by cybersecurity experts. These experts have helped protect more than $200 billion in assets and completed over 1,100 audits. The team brings strong security knowledge to DeFi. They have also supported $3 billion in total value locked through the Zircuit Staking program.
Zircuit Finance is now open for deposits. Users can find more details about depositing USDC and USDT at finance.zircuit.com.
ABOUT ZIRCUIT
Zircuit is a security-first digital asset company started in 2022 by experts from Quantstamp. The company builds safe onchain tools that help users use their capital in a secure and efficient way.
The team has strong experience in cybersecurity. They have helped secure over $200 billion in assets and completed more than 1,100 audits. Zircuit Finance is the company’s platform that offers yield on stablecoins and major digital assets.
Users can visit zircuit.com and follow @Zircuit on X.
Disclosure
Zircuit Finance vaults are not bank accounts or insured deposits. Yields can change and are not guaranteed. There are risks involved, including smart contract risks and market changes. Users should do their own research before investing. Past results do not guarantee future performance.
Contact
Head of Communications
Jennifer Zheng
Zircuit
jen@zircuit.com
